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Lawyers at our Tulsa firm, Clark & Warzinski, P.A., can handle a bad faith claim against your insurance company for its unreasonable denial of a claim for benefits or failure to pay benefits in a timely manner.

Do you have a case for insurance bad faith?
If you are frustrated by the low settlement your insurance company has offered for covered losses, if your insurer has denied your claim altogether, or if you are involved in a dispute over whether coverage exists under the terms of your policy, we may be able to help. We offer a free consultation. Contact our office and ask our lawyers to review your case.

Bad faith: unique to insurance policies
A unique type of contract, your insurance policy provides you with benefits you hope never to use. When a claim is denied, the basis for denial often is the confusing language included in the fine print of the policy. As a result of over thirty years of experience in insurance law, first working for the insurance companies and now for plaintiffs, Attorneys Joe Clark and Richard Warzynski know how the companies operate and what steps to take to demonstrate bad faith.

Demonstrating a breach of good faith and fair dealing.
Demonstrating bad faith when an insurance claim has been denied involves showing, on the part of the insurance provider, that the company's duty of good faith and fair dealing has been violated.

• It is necessary to establish that the policy holder has made a demand in order to show bad faith. Our attorneys can help you document your demand.
• The case requires a clear understanding of Oklahoma law and legal precedent regarding terms such as "intent" and "household." Do not assume that your agent or adjuster is correct when telling you a loss is not covered.
• We know what should be in a claims file. Whether a gap in the claims log is due to carelessness or intention, it can constitute proof of bad faith on the part of the insurance company.
• We can often predict the clause a company will use to deny a claim, and are prepared to demonstrate any error.
• A bad faith claim denial can involve any policy, including a homeowners' policy, an uninsured auto insurance policy, a group health program, disability insurance [link to practice area], auto collision and comprehensive insurance, or any other policy you own which fails to pay for your loss.

What if I cashed an insurance check already?
This does not mean you have given up your right to dispute the amount of the payment. If you and the insurance company agree there were losses, and you cashed a check, that simply indicates the check compensated you for the undisputed amount of the full loss. If you would like to talk with one of our attorneys, contact our Tulsa office and make arrangements for a free consultation about your claim.

Clark & Warzynski, P.A.
Tulsa Insurance Bad Faith Claim Lawyers
1622 South Denver Avenue
Tulsa, OK 74119-4233

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